When most people hear the word insurance, their eyes glaze over. It’s the broccoli (or maybe brussel sprouts) of the financial world—everyone knows financial protection is good for you, but no one’s lining up for second helpings. In fact, many people are fasting – no first or second helpings.
But here’s the truth: Insurance is not boring. In fact, when you understand what it really does, it’s one of the most powerful, protective, and downright sexy parts of your financial life.
Let’s break it down.
Real Talk: What’s Sexier Than Financial Protection?
Picture this:
You walk into a room knowing your family is protected.
Your income is covered.
Your retirement plan is shielded from disasters.
Ok, maybe that isn’t as sexy as a romantic evening with Mr. Wonderful, BUT…you sleep at night—not because everything is perfect, but because you’ve got it handled.
That’s not just confidence. And it’s even more than sexy. That’s power. And powerful. And that’s what insurance gives you.
So What Exactly Are We Protecting?
You’ve worked hard to build your life—now it’s time to guard it like a queen.
Here are four “sexy” types of insurance every financially savvy woman should have to create financial security:
👩👧 Life Insurance
Protects your loved ones when you’re gone.
And if it’s a cash value policy like whole life?
You’re also building wealth while you’re alive.
💼 Disability Insurance
What happens if your paycheck disappeared tomorrow, could you still pay the bills?
This is your income safety net—and every working woman should have one.
🏡 Property & Liability Insurance
Covers your car, home, and the “oops” moments that could lead to lawsuits or loss.
And a bonus one – be sure to add an umbrella ☂️ policy. It’s not for rainy weather, but it comes in handy when bad news pours in. That will protect you from lawsuits and more. You may think, why would anyone sue me? I’m a good person and a stand-up citizen.
Here’s a few examples: someone gets hurt at your kids pool party; your teenage driver has an accident; you serve on the board of a nonprofit; you regularly post reviews of products and businesses; you participate in sports. I could go on, but you probably get the idea.
🏥 Health Insurance
Obvious, yes. But overlooked? All the time. Did you know, health issues are the #1 cause of bankruptcies? Talk about loss of financial security. Enough said.
📘 Psst… I talk about all this in Chapter 5 of my book, Sister, Own Your Finances.
Because real financial power means more that growth, it also means protection, safety, and security.
Wealthy People LOVE Insurance. Here’s Why.
It’s not just about emergencies. The wealthy use insurance to:
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Transfer wealth tax-free
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Protect their estates
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Create guaranteed income in retirement
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Leave legacies for generations
They don’t see insurance as an expense. They see it as a strategy. Recognize the name Rockefeller? Sure you do. This is how they built their empire. Banks do as well.
And once you do too? Game. Changer.
If You’re Missing This Piece, You’re Exposed
Let’s say you’re crushing it. You’ve paid off debt. You’re investing. You’re building a beautiful life. But you don’t have financial security for all that you have created?
One car accident. One diagnosis. One lost job.
Suddenly everything you’ve built could fall apart.
That’s why part of flourishing financially is having a rock-solid plan to protect your health, your income, and your legacy.
What’s Really Sexy? Peace of Mind. ❤️
There is nothing hotter than a woman who feels safe, strong, and fully covered. Insurance won’t show up on Instagram as an Influencer.
But it’ll show up when life hits hard—and that’s what makes it powerful.